4.8/ 5 stars (467+ reviews)

One More Step!

Please let us know your best contact number and a broker will be in touch to discuss your options

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How it Works

Take the 30 second quiz

Tell us about your mortgage and goals so we can see what refinance options may suit you.

We compare lenders

Our system matches your scenario with brokers and lenders that may offer better rates, cashback, or debt consolidation options.

Speak with a broker

A licensed broker will walk you through your options and next steps - no obligation to proceed.

Client Testimonials

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Noah Simons

Loan Solution Fintech made this ridiculously easy. I did the quiz, got matched with the right broker, and had clear options in front of me fast. No chasing, no confusion.

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Liam Robinson

I was overwhelmed by all the loan choices. Their system paired me with a broker who actually understood my situation and explained everything in plain English.

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Ethan Ross

Best part: it didn’t feel salesy. The tech matched me to a broker who found options I wouldn’t have picked on my own - and the process was smooth from start to finish.

Frequently Asked Questions

01. Do I really need a 20% deposit to buy my first home?

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No. Many lenders support first home buyers with 5–10% deposits, depending on your income, savings history, and overall situation. Our quiz helps identify which lenders may suit you.

02. Will this affect my credit score?

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No. Completing the quiz or speaking with a broker does not impact your credit score. A formal credit check only happens if you decide to proceed with a loan application.

03. How long does it take to get pre-approved?

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In many cases, pre-approval can be arranged within a few days, depending on how quickly documents are provided and the lender involved.

04. What if I’m not ready to buy yet?

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That’s completely fine. Many first home buyers use this process simply to understand their options and plan ahead — there’s no pressure to move forward.

Take the 30 second quiz - get matched fast.

We use smart matching to connect you with the right broke, so you can compare the best loan options with less stress.

Take the quiz to see if you qualify

Loan Solutions IO © 2026. All Rights Reserved

Loansolutions IO is solely a referral service and does not provide financial advice directly from this site. Loansolutions IO connects you with trusted brokers and lenders who can offer tailored advice and solutions based on your personal circumstances. These brokers and lenders are licensed and comply with New Zealand financial regulations. Any advice or services you receive are provided directly by the broker or lender, and Loansolutions IO is not responsible for the advice or outcomes of that relationship. Please refer to our Terms & Conditions, and Privacy Policy for details. Nothing on this website constitutes financial advice. By submitting the form, you agree to be contacted via telephone, SMS, or email by one of our lending partners or their representatives. You also agree to our Terms & Conditions and Privacy Policy. This site is not a part of Facebook, Instagram, or Meta Platforms Inc. Additionally, this site is NOT endorsed by Facebook in any way. FACEBOOK is a trademark of Meta Platforms Inc. Copyright © loansolutions.io. 

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